Yes, we can tell you how much a health insurance would cost for you/your family.
Go to this page and fill in some information, visit us at Avenida Puerta del Mar 46 in Estepona (Málaga) or call us +34 951 31 66 10.
We offer tailored personal assistance in Spanish, English, Swedish, German. French and Dutch. Here is our contact page ››
Yes, there are a few options. For instance, Sanitas International Residents is valid for obtaining Visa and Residency. Find out more here ››
Contact us for further guidance and details.
Yes, we have two funeral insurances. Sanitas Iplus Family Assistance and Sanitas Senior Single Premium Assistance. You find more information about them here ››
Sanitas Estepona is an official Sanitas office - not only an insurance broker who sells and then passes you on to the general customer service. We support our clients through the whole life circle and attend your queries in our office, by phone or .
Private health insurance provides access to private medical services, specialists, and hospitals. In comparison with the public health system it offers faster appointments and direct access to specialists.
Anyone can apply, including Spanish residents, expatriates, and non-residents as long as you have a Spanish address. Some policies have age restrictions.
That’s where we come in handy! Contact us (LINK) with your needs and we will together find the best solution for you.
Coverage varies depending on the type of policy, but they generally include:
Each plan has their specific additional cover included, we will inform you further about the different benefits.
Common exclusions include:
At Sanitas Estepona, we act solely as administrative agents. The evaluation of pre-existing conditions is handled by the medical department at our head office in Madrid. This means we must first complete the full application process before they can determine how any pre-existing conditions will be treated under your policy.
Depending on your age, there are also basic policies available that do not require disclosure of medical history.
Premiums vary based on age, number of insured people, coverage level, and area of residency in Spain. We will guide you and create a personalized quote for your needs.
All prices and any discounts are set by the Head Office. Some insurance types offer a 5% discount for families (at least 4 persons). Sanitas Más Salud Familia is a specially well priced policy for families from 3 people onwards. Annual payment gives a 4% discount.
The maximum age to contract a full cover health insurance is 75 years. Newborns and kids up until 3 years of age need to be insured with an adult. From 3 years onwards, a child doesn’t need to be insured with another person.
Some plans include co-payments for each service, while others offer full coverage without additional fees. Higher coverage plans usually have no co-payments.
Sanitas health insurance policies have a duration of 12 months and renew automatically. We will guide you in this process if needed as well.
Yes, any nationality or citizenship are eligible for private health insurance. Once you have obtained your NIE or TIE, please upload the documents via the app.
All new Sanitas health insurance plans include international emergency coverage of up to €12,000 per insured person per year. For broader global coverage, the Sanitas International Residents and Premium 500,000 plans offer full medical care worldwide via reimbursement. Please refer to the specific policy conditions for further details.
Yes, private health insurance is a legal requirement for residency in Spain if you intend to stay for more than three consecutive months. Authorities require a certificate demonstrating full medical coverage without co-payments, and in some cases, proof of annual prepayment.
A waiting period is the time that must pass from the time you start your insurance until you can use the advanced services (advanced tests such as colonoscopy, operations, advanced treatments such as radiation, chemotherapy, etc.). After that time has passed, you are free to use them.
From day 1, all "usual" visits and treatments are covered, such as the doctor's visits, x-rays, blood tests, ultrasound, mammography, among others.
