HEALTH INSURANCE SPAIN
Sanitas Top Quantum

Health Insurance Sanitas Top Quantum for Expats in Spain

From 55,90€ per month

SANITAS TOP QUANTUM is a full cover insurance that provides access to the entire Sanitas medical assistance team and also 80% reimbursement on the main family specialists outside of Sanitas network in Spain: General Practitioners, Pediatrics and Gynecology, with a limit of 10.000€/year. 

Highlights of SANITAS TOP QUANTUM

  • Reimbursement of 80% within Spain (with a limit of 10,000€ per year) of medical treatments with General Practitioner, pediatric or Gynecologist 

  • Medical assistance in case of traffic and work accidents.

  • Psychology – 20 sessions per year. 

  • Podology – 10 sessions per year.

What is covered?

  • Primary care – general medicine, pediatrics, emergency services . . .

  • Direct access to all specialists – gynecology, traumatology . . .

  • Diagnostic tests – blood tests, x-rays, ultrasound scans . . . 

  • Therapeutic methods – rehabilitation sessions, chimiotherapie . . .

  • Surgery – whether or not a hospital stay is required

  • Hospitalisation

  • Emergency in foreign countries (up to 15.000€)

  • Second medical opinion

  • Video Consultation 24/7 with emergency physicians

What is NOT covered?

  • Therapeutic targets (oncology)

  • Radiosurgery and stereotactic radiotherapy

  • Non-invasive prenatal tests

EXTRAS

  • Reimbursement 300.000€ within Spain

  • Reimbursement 200.000€ within Spain

  • Reimbursement 75.000€ within Spain

  • Hospital subsidy 30€/day

WAITING PERIODS

  • 3 months: psychology 

  • 6 months: complex diagnostic tests and complex therapeutic methods

  • 6 month: vasectomy and tubal ligation

  • 8 months: outpatient surgery, surgical interventions and hospitalization 

  • 8 months: childbirth / cesarean