Health insurance Sanitas Premiium 500

Health Insurance — Sanitas Premium 500

Premium 500 is out most complete and exclusive insurance. It comprises all benefits in one policy. It is our most extensive product, giving you complete protection and maximum freedom of choice. You will have access to all of Sanitas' exclusive network, without any fees whatsoever. You can also choose which doctor and which hospital/clinic you want to visit in Spain and in the rest of the world, for which we cover 90% of costs.

Premium 500 provides you with access to the best in preventative healthcare, totally adapted to you, with specific tests and analyses for every age group. For surgical procedures you will have access to the latest technology and the best methods at all times. Maximum assurance and quick recovery. You can feel certain that everything is covered by your policy, including after-treatments, check-ups and rehabilitation.

  • General medicine, specialised medicine, diagnostic tests and surgery
  • Access to all specialisms
  • Therapeutic tests, clinical analyses, pathology, aerosol therapy, ventilotherapy and chemotherapy
  • “Second opinion” — when it comes to diagnosis and treatment, we consult with the best specialists internationally for maximum assurance
  • ORL laser treatment, a more exact form of surgery, resulting in a faster recovery time
  • Monofocal intraocular lenses
  • Access to our special network of doctors who speak English, German and Spanish
  • Bilingual client “help line” — help in English or Spanish regarding any questions you may have about your insurance
  • Extra subsidy of €100/day for unforeseen expenses whilst staying in hospital, e.g. food and transport costs for relatives
  • Emergency service when travelling abroad
  • Preventative programme, for example mother and child programme and family planning programme
  • Includes full dentist insurance, 40 treatments free of charge and 40% discount for further treatments
  • As a member of Sanitas you have access to excimer laser, aesthetic solutions, assisted conception and medical checks at very advantageous prices
  • Access to United Health Care's medical network when travelling in the USA. 100% cover for health care costs with Sanitas' approval, up to the limit set out in the insurance policy
  • Family protection, in the event of the policyholder's death, premium free of charge for six months for the remaining policyholders
  • In-patient hospital care, at one of our many clinics and hospitals, all equipped with the latest technology, for example La Zarzuela, Sanitas La Moraleja and the Millennium Center. These all offer the best clinical expertise and specialised and personal treatment
  • Customer service specialised for members already receiving care

    As a Premium 500 customer, all your care needs are handled quickly and with flexibility, and there is no unnecessary paperwork.

    Services included:

  • primary care, general medicine, paediatrics, neonatal, mother and child programme, nursing
  • emergency healthcare
  • allergies and immunology
  • clinical analysis
  • genetic studies
  • anatomical pathology
  • anaesthesia
  • angiology and vascular surgery
  • gastroenterology
  • cardiology
  • cardiovascular surgery
  • gastric surgery
  • mouth and jaw surgery
  • trauma and orthopaedic surgery
  • paediatric surgery
  • plastic and reconstruction surgery
  • thoracic surgery
  • dermatology
  • endocrinology and nutrition
  • care of the elderly
  • haematology and haemotherapy
  • internal medicine
  • nuclear medicine / radioactive isotopes
  • PET and computer tomography
  • nephrology
  • pulmonology
  • neurosurgery
  • clinical neurophysiology
  • neurology
  • obstetrics and gynaecology
  • ophthalmology
  • medical oncology
  • radiation treatment
  • oncology
  • otolaryngology
  • psychiatry
  • rheumatology
  • rehabilitation
  • radiology
  • urology
  • Other Services

  • ambulance
  • home visits
  • physiotherapy
  • speech therapy
  • psychology
  • dental care
  • podiatry
  • maternity
  • protheses
  • respiratory medicine
  • pain relief
WAITING TIMES (from the date on which you signed the contract)
  • Outpatient surgery: 3 months
  • Sterilisation and vasectomy: 6 months
  • Psychology: 6 months
  • In-patient hospital care and surgery: 10 months
  • Obesity surgery: 36 months
  • Radiotherapy, chemotherapy, cobolt therapy, radioactive isotope therapy: 10 months
  • Linear accelerator, MRI, nuclear medicine, bone density test, 6 months
  • Lithotrity, digital arteriography, radio neurosurgery and prostate hyperthermia: 8 months
Age limit
  • The policy can be taken out until your 64th birthday.
The discount depends on the number of insured people in the same family.
  • For 5 or more people — 5% discount
  • 4% — Yearly payment
  • 2% — 6 months' payment
  • 1% — 3 months' payment