Sanitas Health Insurance Mas 90

Health Insurance in Spain — Sanitas Mas 90

For the whole family, you can choose any doctor anywhere in the world. Mas 90 provides you with access to Sanitas' exclusive network of over 500 clinics and 27,000 specialists in medicine.

You can also choose which doctors or hospitals you want to visit — even if they are not part of Sanitas. You have the option to keep your own doctor, but with our personal service and favourable prices. We are also eager to offer high-quality preventative healthcare to all ages. Get in touch with us to find out more about preventative care, which also includes maternity care. As a family with 3-4 insured people, you can get 10% off your premium or 15% off if there are 5 or more of you.

  • Primary care
  • Emergency care
  • Surgery
  • Diagnoses and analyses
  • Specialist care
  • In-patient hospital care with or without surgery
  • Psychiatry
  • Physiotherapy
  • Gynaecology
  • Paediatrics
  • Dental care; the insurance includes 25 free treatments and 40% discount on other treatments you may need.
  • Family protection — in the event of the policyholder's death, premium free of charge for six months for the remaining policyholders.
  • Option of a “second opinion” from top-level doctors.

    Emergency service when travelling abroad in partnership with Europ Assistance. Max. €10,000 per person/event.

  • Sanitas 24 Hours — telephone service for 24-hour advice.
  • Sanitas Welcome — 24-hour customer service to answer any administrative questions you may have.
  • Sanitas Responde — free, personal health advice and support if you have a medical condition requiring regular check-ups.
  • online services where you can download analyses, test results and find out details of your nearby hospital or doctor.
WAITING TIMES (from the date on which you signed the contract)
  • Outpatient surgery: 3 months
  • Radiotherapy, chemotherapy, cobolt therapy, radioactive isotopes, linear accelerators, scanner, magnetic resonance imaging, nuclear medicine, bone density analysis, lithotripsy, digital arteriography, interventional neuroradiology and prostate hyperthermia; 10 months
  • High-technological diagnosis tests; 6 months
  • Childbirth and caesarean sections: 8 months
  • Psychology: 6 months
  • In-patient hospital care and surgical procedures: 10 months
  • Obesity surgery: 36 months.
Age limit
  • The policy can be taken out until your 64th birthday.
Additional payment

You can choose to take out a policy with or without additional payment for doctor's and dentist's appointments; €3.50 — €5.00 per appointment.

  • 4% — yearly payment
  • 2% — 6 months' payment
  • 1% — 3 months' payment
  • As a family with 3-4 insured people, you can get 10% off your premium or 15% off if there are 5 or more of you.
You have the option to choose from the following additional cover:
  • Global payment — access to specialists and hospitals outside Sanitas' network with payment of healthcare costs. The policy can be adapted to your needs.
  • Sanitas subsidy — provides payment for every day the insured is in hospital.
  • Medication — provides 50% reimbursement of the total cost of medication prescribed for your treatment by a Sanitas doctor (up to €200 per person/year).
  • Optician's — reimbursement of 50% of the amount for contact lenses and prescription glasses up to a limit of €300 per insured person/year.
  • Accident — payment in the event of death or permanent disability as a result of an accident.
  • Traffic accident and accident at work — healthcare as a result of a traffic accident, accident at work or occupational illness.
  • Alternative medicine
  • Cover in the USA — provides you with access to the best clinics in the USA.