HEALTH INSURANCE SPAIN
SANITAS PROFESIONAL ÓPTIMA

Health Insurance Sanitas Profesional Óptima in Spain – Autónomo

From 34,40€ pp/month with co-payment

Sanitas Profesional Óptima is a full cover policy specially designed for the self-employed in Spain (paying the monthly “autónomo” fee into the Spanish Social Security system). It offers a wide range of additional services to make life easier for you and your family in the event of temporary disability or hospitalisation. With co-payments from the first service.

Highlights of SANITAS PROFESIONAL:

  • Medical assistance in case of traffic and work accidents.

  • Funeral service and national transfer in the event of a fatal accident

  • Total protection (e.g. payment protection, physiotherapy at home, support with domestic work etc.)

What is covered?

  • Primary care – general medicine, paediatrics, emergency services . . .

  • Direct access to all specialisms – gynaecology, traumatology . . .

  • Diagnostic tests – blood tests, x-rays, ultrasound scans . . .

  • Therapeutic methods – rehabilitation sessions . . . 

  • Surgery – weather or not a hospital stay is required

  • Hospitalisation

  • Emergency in foreign countries (up to 12.000€)

  • Dental cover –  check-ups, cleaning, extractions, x-rays

  • Second medical opinion

  • 24-hour emergency video consultation for GP and pediatric care without prior appointment

  • Sanitas Welcome: English speaking helpline

Co-payments:  

No. of services amount of co-payment
From 0 to 3 € 4
From 4 to 10 € 7
From 11 to 15 € 10
> 15 € 15
Diagnostic tests € 12
Therapeutic methods € 12
Emergencies € 8
Dental € 3
High frequency of use pack* € 20
*Physiotherapy (10 sessions), ventilotherapy (15 sessions), oxygen therapy (30 days for BPAP and CPAP and 15 days for aerosol) and childbirth classes.