HEALTH INSURANCE SPAIN
Sanitas Más Salud Óptima

Health Insurance Sanitas Más Salud Plus for Expats residents in Spain

From 30,90€ pp/month

Sanitas Más Salud Óptima is a comprehensive healthcare policy of the highest quality providing access to the entire Sanitas medical assistance team. It is designed to cover all your needs in Spain. Get direct access to GP and specialists from day one. Easily affordable monthly premium due to co-payments from the first service.

What is covered?

  • Primary care – general medicine, paediatrics, emergency services . . .

  • Direct access to all specialisms – gynaecology, traumatology . . .

  • Diagnostic tests – blood tests, x-rays, ultrasound scans . . .

  • Therapeutic methods – rehabilitation sessions . . . 

  • Surgery – weather or not a hospital stay is required

  • Hospitalisation

  • Emergency in foreign countries (up to 12.000€)

  • Dental cover – check-ups, cleaning, extractions, x-rays

  • Second medical opinion

  • 24-hour emergency video consultation for GP and pediatric care without prior appointment

  • Sanitas Welcome: English speaking helpline

Co-payments:  

No. of services amount of co-payment
From 0 to 3 € 4
From 4 to 10 € 7
From 11 to 15 € 10
> 15 € 15
Diagnostic tests € 12
Therapeutic methods € 12
Emergencies € 8
Dental € 3
High frequency of use pack* € 20
*Physiotherapy (10 sessions), ventilotherapy (15 sessions), oxygen therapy (30 days for BPAP and CPAP and 15 days for aerosol) and childbirth classes.